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The Bureau considered whether, for purposes of proposed § 1041.

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The Bureau is proposing these provisions pursuant to its authority under section 1032(a) of the Dodd-Frank Act to prescribe rules “to ensure that the features of any consumer financial product or service, both initially and over the term of the product or service, are fully, accurately, and effectively disclosed to consumers in a manner that permits consumers to understand the costs, benefits, and risks associated with the product or service .

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